Publisher's Synopsis
The one-stop guide to all your money questions, whether it is savings, borrowing money, insurance, buying a home, pensions, shares or investments, with full details of the March 2004 Budget.
This book is all about money; how to borrow it, save it, invest it - and how to protect what you already have. Every week The Sunday Times 'Money' section receives many letters asking for advice, information and help and we know that there is an imense appetite for straightforward advice on personal finance. This book should be an invaluable guide to help you reach sensible decisons based on what you want and need, now and in the future, to recognise good products and appropriate strategies for your particular circumstances, and to know where to go for advice.
Do you have a endowment mortgage and are wondering what to do?
Have you made plans for a pension?
Managing your own financial affairs is something many of us try to avoid. Diana Wright, former Editor of The Sunday Times Money section, and her team of personal finance experts guide you through the mysteries of personal finance so that you will be able to make more informed choices that really can save you money.
The book, with lots of examples and helpful lists of things to do, covers
Savings: from next eggs to bonds
Borrowing: from overdrafts to mortgages
Investing: from unit trusts to buy-for-let
Insuring: from your life to your car
Pensions and retirement: from annuities to stakeholder pensions
Tax and tax planning: from income tax inheritance tax planning, plus details of the 2005 Budget
Getting advice and making complaints: who to contact and where to find them.
