Publisher's Synopsis
Excerpt from The Law of Money-Lending: Past and Present: Being a Short History of the Usury Laws in England, Followed by a Treatise Upon the Money-Lenders Act, 1900
The signs of the times, as I interpret them, appear to indicate that it is not improbable that at no very distant time the usury laws may to some extent be re-enacted, possibly with reference to loans of money on personal security of less than a certain amount, or to members of the working classes, who, despite the general spread of education amongst the people, appear to be regarded by Parliament as not capable of manag ing their own affairs unless hedged round with all sorts of protective legislation.
Partly in view of this, and partly because it has occurred to me that the usury laws, although long since repealed, may, as a branch of legal history, be not altogether devoid of interest to the proies sion, if presented in a readable form, I have devoted the first part of this book to a short sketch of the History of Usury in England, which, how ever, does not profess to be exhaustive of the subject. My material has been merely such as my own scantily furnished bookshelves have afforded, and I can only hope that an indulgent profession will excuse the shortcomings which must necessarily characterise an essay written under such conditions.
Part II. Deals with the Money-lenders Act, 1900, and comprises all decided cases reported in the Law Reports, the Law Journal Reports, the Law Times Reports, and the Times Law Reports, down to the time of the manuscript going to press (january, References will also be found to a few cases reported only in The Times newspaper, and also to one or two unreported cases which have come under the writer's ob servation. In the references to cases given in the notes only one report is mentioned. References to other reports are given in the Table of Cases.
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