Save Smart for a Secure Future The Essential Guide to Achieving Your Retirement Dreams

If you have picked up this book, congratulations! You've already taken the first step toward planning your financial future, but the array of choices offered by employee retirement plans and investment companies can seem daunting. Save Smart for a Secure Future demystifies the investment process with clear, easy–to–understand language supplemented by at–a–glance charts, summaries, and a glossary. Whether you've just begun your career or are getting close to retirement, William Spitz walks you through the essentials of starting a retirements program, from explaining annuities, stocks, bonds, and mutual funds, to helping you set realistic objectives and choose the best investments for your plan. Save Smart for a Secure Future will help you:

• determine how much income you need for retirement
• calculate the percentage of your salary you must invest annually to reach that amount
• understand risk and learn how to control it
• select a combination of investments to create a well–structured portfolio
• learn more about financial planning software, mutual fund evaluation services, and financial planners

Never before has the prospect of planning a secure retirement been so accessible. Save Smart for a Secure Future offers sensible, straightforward advice on how to map out your retirement goals and build the nest egg of your dreams. Visit us online at http://www.mcp.com/mgr/macmillan