Publisher's Synopsis
Are you looking to improve your finances? If yes, the Monthly Budget Book is just what you need. Designed in a minimalist yet comprehensive way, the book spans 12 months of income and expenses, bill payments, cash flow, debt repayments, and balances.
The Monthly Budget Book starts with a page of goal setting. Whether you wish to get out of debt or save for a downpayment, you must have some kind of financial desire(s). Write your most important goal(s) and a brief plan on how you can make it (them) happen. The next two pages are designated for an yearly overview. Add up your numbers at the end of each month and write them in the yearly overview table. This will make it easy for you to assess your monthly progress. There are 12 monthly spreads of 6 pages each. The first page come with an inspirational quote and a small table to record your monthly balance overview. This is followed by a page designated to your earnings and savings for that month. Thereafter come two tables to record your bill payments and cash flow. At the end of each monthly spread, there is a comprehensive debt repayment table. This can be used for any type of debt and includes spaces for you to write: the account, balance owed, minimum payment, payment due date, amount you paid, date that payment was made on, interest charges, insurance fee, principal paid, and end-of-month balance. At the end of the book there are 8 pages for any additional notes or observations you may have. The book is 6 X 9 inch in size, the interior is black and white, and there are 85 pages in total. Makes a great gift for anyone looking to improve their finances, save money, or pay off debt.
