Publisher's Synopsis
Banking can be defined as the business activity of accepting and safeguarding money owned by other individuals and entities, and then lending out this money in order to earn a profit. The text Modern Banking: Applied Theory and Practice focuses on the theory and practice of modern banking, and its prospects in the new millennium. It concentrates on key micro-management issues in banking-including risk management, regulation, strategic issues and competition. First chapter aims to find out the effects of different dimensions of quality management on trust, and the corresponding effect of trust towards Thai consumers' behavioral intention to use internet banking. Second chapter examines the development of web banking tools used in Turkish banking industry and products of these tools, and consumer reaction in this development level in economic framework. Third chapter investigates the interactive process between the macroeconomic environment and bank credit risk, not only in the way structural factors affect the risk incurred on lending operations, but also banks' reactions to these effects. A proactive approach to sustainable retail banking and asset management in entrepreneurship has been focused in fourth chapter. The objective of fifth chapter is to study the prospects and challenges of technological innovation of banks like ATMS, credits cards, debit cards, internet banking, mobile-banking, ECS, RTGS and mobile wallet in North East India. Sixth chapter aims to explore the factors that may influence or hinder the acceptance of internet banking in Nigeria. The aim of seventh chapter is to examine the adoption intention of m-banking by integrating TAM with perceived benefits and perceived risks. The purpose of eighth chapter is to investigate how users in developing countries perceive and adopt western-designed software systems implemented within local business operations. An analytical study on trends and progress of Indian banking industry has been presented in ninth chapter. Tenth chapter gives a simple description of the online banking mechanism and the nature of the attacks that involved in the process of conducting an online transaction through a computer, along with the security models and measures that can be used to block the threats. The purpose of eleventh chapter is to determine demographic factors that influence the adoption of internet banking services in a bid to improving the situation. Twelfth chapter examines the effects of technology in the banking industry. The objective of thirteenth chapter is to evaluate the impact of internet banking to performance of banks in Vietnam in the period from 2009-2014. Last chapter focuses on defining the factors influencing mobile banking adoption and aims at forming a model describing consumer behavior patterns.