Publisher's Synopsis
Have you ever dreamed of being able to get your applications for credit, a mortgage, or that amazing rental apartment you fell in love with, approved with ease? Do you want to stop worrying the next time a potential employer says they're going to check your credit as part of the job application process? Do you want to have access to the lowest interest rates, reserved only for those with a good FICO credit score? Do you want to be in financial first class? Then you're in the right place, my friend. Because a high score is one of the key ingredients to living that dream, and this book will teach you everything you need to know to improve your credit score - even if, worst case, it's in the OMG-I-wish-there-was-a-convenient-hole-in-the-ground-for-me-to-hide-in range. And, learning even one new trick in this book that raises your score enough to save on interest rates the next time you get a loan or mortgage, can lead to savings that easily cover the cost of this book many times over. What You Will Learn in This Book I've packed into this book all of the most important information that you need in order to raise your credit score. Some of what you'll learn includes: *The 9 Biggest Benefits of a Good Credit Score *The Secrets to Calculating Your Credit Score *13 Credit Score Myths Explained *The Right Way to Check Your Credit Report *How to Build Your Credit Score if You're Starting With None *12 Things that Might be Lowering Your Credit Score *The Best Ways to Maximize Your Credit Score *How to Find a Reputable Credit Counselor (That Won't Hurt Your Credit Score) I've experienced first hand the benefits of a good credit score, and I've seen with my own eyes the trials and tribulations that people go through when they don't have one. Let me help you improve your financial life by teaching you how to raise your credit score the right way. And believe me, there are plenty of ways to do it wrong, the worst of which can land you in trouble with the law. (I discuss how people fall prey to this later in the book, and how to avoid it.) Change Your Credit Score, Change Your Life All you have to do is a little bit of digging to see all the ways that a low credit score can hurt you. To see the doors that will slam in your face because of it. So don't allow yourself to stay in that position for a moment longer than necessary. One of my favorite sayings is 'Knowledge is Power'. The more you know, the more power you have to affect the kind of change in your life that you want and deserve. I promise you that if you read this book you'll know a lot more about credit scores than most people ever will - and you'll be able to use that intel to keep your score as high as possible from now on. You're not alone if you wonder "how and what do I do to fix my credit?" You can learn how to rebuild your credit, you can have a good financial life after debt, if you're willing to put in the work. A high credit score means you'll worry less about embarrassing declines when applying for credit, you can say goodbye to the days of begging someone to cosign on a loan for you, and hold your head up high when talking with creditors or applying for that job. There's no sense in waiting. Every day you wait is one more day you might be making major credit mistakes that are lowering your score right this minute. It's one more day that you are missing out on all of the benefits of having a higher credit score, not the least of which is the pride you'll feel when it's yours! A high credit score is available to pretty much anyone, as long as you're willing to put in the effort. Do you want the benefits of that high credit score? Do want a seat in financial first class, where lenders treat you with respect? Buy this book today and get yours!
