Publisher's Synopsis
"FINTECH ADOPTION AND IMPACT ON ALL BUSINESS MODELS 2025-2035 " - BY ANGSHUMAN CHATTERJEE
This book deals with understanding FinTech and Its Impact on Traditional Business Models equips MBA graduates and business leaders with a strategic framework to navigate the FinTech transformation reshaping banking, finance, and adjacent industries from 2025 through 2035. Grounded in twelve in‐depth chapters, it delivers:Foundations of FinTech: Clear definitions, ecosystem mapping, legacy vs. digital models, and key regulatory frameworks.
Emerging Technologies: Deep dives into AI/ML, Blockchain, Big Data, Cloud, IoT, and Cybersecurity, with use‐cases and implementation best practices.
Digital Payments & Gateways: Analysis of UPI, Mobile Wallets, Card Networks, Payment Gateways, PSD2/Open Banking, and the rise of CBDCs.
Digital Lending & Credit: Exploration of P2P Lending, BNPL, Alternative Credit Scoring, and Risk Management Automation.
WealthTech & Asset Management: Coverage of Robo-Advisors, Digital Brokerages, DeFi, Fractional Investing, and ESG/Impact Investing Dashboards.
InsurTech Innovations: Usage-Based Insurance, AI Underwriting, Claims Automation, and Blockchain-Enabled Smart Contracts.
RegTech & Compliance Automation: Strategies for KYC/AML Automation, Transaction Monitoring, and Real-Time Regulatory Reporting.
Banking as a Service & Embedded Finance: Business models for BaaS, Embedded Credit, API ecosystems, and partner marketplace strategies.
FinTech Infrastructure & Marketplaces: Evaluation of Core Banking Platforms, Data/Analytics Architectures, Middleware/iPaaS, and Financial Marketplaces.
Cybersecurity & Fraud Prevention: Implementation of Zero-Trust, Tokenization, Behavioral Biometrics, and advanced SIEM solutions.
Business Models & Global Competition: Comparative benchmarks across Payments, Lending, Wealth, Insurance, and RegTech sectors, plus platform vs. product economics.
Strategic Adoption, Integration & Roadmap: Transformation frameworks, culture and talent strategies, vendor selection vs. build decision trees, ROI measurement, case studies, and a detailed 2025-2035 Roadmap.
Through actionable best practices, case studies, and executive dashboards, this guide bridges the gap between academic theory and real‐world implementation. Its emphasis on strategic leadership, technology integration, and regulatory compliance makes it an essential reference for anyone pursuing digital transformation in financial services.
Focus Areas For All:
FinTech Transformation
Digital Payments & Gateways
AI in Finance
Blockchain Finance
Open Banking & APIs
Digital Lending & BNPL
WealthTech & Robo-Advice
InsurTech Innovations
RegTech Automation
BaaS & Embedded Finance
Cybersecurity in FinTech
FinTech Roadmap 2025-2035
MBA FinTech Strategy
Financial Services Technology
