Publisher's Synopsis
The Debt Freedom Guide is an important book covering all of the information you need to rid yourself of worrying debt, either business or personal, in only an hour and a half's read. There are no long and boring legal sections just short, sharp impact information that will begin to lead you away from the misery of debt from the first few pages. The Debt Freedom Guide is aimed at individuals and small traders in particular and is solely geared to remove the worry from a personal debt burden. There are standard letters that can be copied and sent to creditors and solid advice about dealing with credit card and loan companies, bailiffs, landlords, banks and mortgage lenders along with the queue of people who are applying pressure, legally or otherwise, for you to part with money you no longer have available. The Debt Freedom Guide includes sections on: - Taking immediate action and how to contact your creditors today. All of them. - Winning a losing court case. - Having debts written off completely. - Reducing individual debts legally. - Prevent harassment. - Prioritise good debts and eliminate stressful debts. - Security and sleeping well at night. - Nothing to fear anymore. 'For less than the price of a Burger you can be free from the worry of debt in just one and a half hours time.' Contents Introduction 1 - The worry of debt, live without it 2 - Face up to it, creditors aren't scary 3 - Consolidation loans - you don't need them 4 - Existing debts Immediate action - starting now 1 - Contact your Creditors today 2 - Positive action 3 - Your mortgage / rent - Save your home 4 - Household costs. Gas, Electricity Council Tax 5 - Credit cards 6 - Student Loans 7 - Car / Equipment Loans 8 - Child Support Agency Income 1 - Welfare 2 - Pooling your income 3 - Protecting your income from creditors (armour plating) 4 - Limit your outgoings 5 - Money you didn't know you had The Law 1 - Avoid Repossession. 2 - Winning the Court Case 3 - Bailiffs 4 - Harassment 5 - Win the Court case 6 - Interest rates 7 - Writing off a debt 8 - Bankruptcy or Voluntary Arrangements. Little known Laws Assistance 1 - How to get free advice UK & USA 2 - Free legal assistance UK & USA 3 - Insurance 4 - Associations and advice centers Security 1 - Stress & worry free 2 - Sleep at nights