Publisher's Synopsis
12 months expense plan with no dates so can be started at any time.
The plan starts with a few words of advice and tips on using the plan. First thing to do is you writing down all your income and working out all your debts so you know exactly what your current situation is. There is the Monthly grid of 5 weeks which can be removed if required so you can keep it handy in your purse/wallet or on the fridge so you can quickly jot down any expenses that will be outside of the pre printed expenses.
Page for notes at the end of each month on expenses you wish to change and a monthly "How did you do" tracker.
Soft cover binding
