Publisher's Synopsis
- Banking: choosing an account, when to switch, managing your overdraft.
- Credit cards, loans, debt management and bankruptcy.
- Tax, National Insurance, your work rights and employment law.
- Buying a property: saving for a deposit, choosing a mortgage.
- Getting married; getting divorced.
- Cutting household spending, money-saving tips and how to use discount vouchers.
- Savings: ISAs and other tax-free savings vehicles.
- Saving for children, childcare vouchers, private school and university fees.
- Home, car, travel, health and life insurance; critical illness cover, writing a will.
- Investing: ISAs, shares, funds; how to choose a product; fees and charges.
- Managing retirement: what the state offers, private pensions, how and when to take your pension, what to do with a pension lump sum, pensions timeline.