Publisher's Synopsis
The inside scoop for when you want more than the official line! All over America there are people who can't pay down their credit cards, are delinquent on college loans, and cringe every time they hear the phone ring in fear of creditors or collection agencies. How do you know if you're on your way to bankruptcy, or if you're just falling a little behind? How can you keep bankruptcy from happening when the bills just won't stop coming? And how do you climb out of the debt hole without causing irreparable damage to your credit reportnot to mention your quality of life? You want the inside scoop. The Unofficial Guide to Beating Debt is designed to give savvy consumers like you foolproof strategies for everything from undoing years of debt to putting your credit reputation back together. In this book you'll get unbiased recommendations that are not influenced by any company, product, or organization. The Unofficial Guide to Beating Debt is intensively inspected by The Unofficial Panel of Experts: Nancy Dunnan, New York City financial analyst and columnist; Warren Ladenheim, director at Peak Search, Inc., an executive recruitment firm; and Steve Rhode, president and co–founder of Debt Counselors of America®. These specialists ensure that you are armed with the most up–to–date insider information on the subject of beating debt. They tell you exactly what the "official establishment" doesn't want you to know. Vital Information on the smart way to borrow money and apply for credit Insider Secrets on managing mortgages, loans, and credit cards Money–Saving Techniques for protecting yourself and your credit, resolving billing errors, and exercising your debtor's rights Time–Saving Tips on accessing, understanding, and repairing your credit report The Latest Trends in overcoming frequent borrowing mistakes and pulling yourself out of debt Handy Checklists and Charts to help you keep track of your debt payments visit us online at www.idgbooks.com